Blog
Unabhängige Analysen zu europäischen Einlagen, Sparplattformen und grenzüberschreitendem Banking.
- Multi-currency10 min read
Best Multi-Currency Accounts in Europe (2026)
Revolut, Wise, N26 and Bunq all sell themselves as multi-currency accounts, but the mechanics, coverage and real FX cost differ sharply. Here is what actually matters when you choose one.
22 January 2026 - Neobanks11 min read
Revolut vs N26 vs Wise vs Bunq: 2026 Comparison
Four European fintechs, four different regulatory profiles, four very different pricing models. Here is how they actually compare in 2026 — and how to combine them.
26 January 2026 - Digital banks11 min read
Best Digital Banks in Europe (2026): A Regulator-Aware Ranking
Not every "digital bank" is actually a bank. A regulator-aware ranking of the five most important European players — with the licence, DGS coverage and product profile that matters most.
30 January 2026 - Brokers11 min read
Interactive Brokers vs DEGIRO vs Trade Republic (2026)
Three brokers dominate self-directed investing in continental Europe. They look similar on the surface — cheap, app-first, EU-regulated — but the mechanics behind the price differ sharply.
9 February 2026 - Savings9 min read
Best Savings Account Interest Rates in Europe (2026)
The ECB deposit facility rate sits at 2.50% in early 2026, and the best retail euro savings accounts in the EU price a little above it — some notably above. Here is where the real rates are.
12 February 2026 - Deposit protection8 min read
How Deposit Guarantee Schemes Work in the EU
A deposit guarantee scheme is the promise that if a bank fails, your money — up to €100,000 — comes back to you within days. Here is how that promise is engineered.
1 March 2026 - Tagesgeld8 Min. Lesezeit
Tagesgeld Vergleich Deutschland 2026
Der EZB-Einlagenzins liegt Anfang 2026 bei 2,50 %. Die besten Tagesgeldkonten für deutsche Sparer preisen leicht darüber – wer bereit ist, auch ausländische EU-Banken zu nutzen, deutlich darüber.
4. März 2026 - Festgeld9 Min. Lesezeit
Festgeld Vergleich Deutschland 2026
Festgeld sichert den aktuellen Zins für die gesamte Laufzeit. Anfang 2026 zahlen die besten 12-Monats-Angebote für deutsche Sparer 3,00–3,30 % p.a. – ein Aufschlag von 30–70 Basispunkten gegenüber Tagesgeld.
7. März 2026 - Savings8 min read
Fixed Deposit vs Savings Account: Which Is Right for You?
A fixed deposit locks in today's rate for a fixed term. A savings account keeps the money instantly available at a floating rate. In 2026, the gap between them is 30–70 basis points — enough to matter, not enough to decide on rate alone.
10 March 2026 - Depotplattformen10 Min. Lesezeit
Beste Sparplattformen in Europa (2026): Raisin, PickTheBank & Check24 im Vergleich
Ein unabhängiger Vergleich der drei bekanntesten Sparplattformen Europas — Raisin, PickTheBank und Check24 — mit klarem Blick darauf, wo sie tätig sind und für wen sie sich lohnen.
9. Juni 2026
