Guides
Practical, regulator-aware guides for European banking — from opening your first cross-border account to structuring deposits above the €100,000 protection line.
- Guides9 min read
How to Open a Bank Account in the EU as a Non-Resident
A practical, regulator-aware walkthrough of opening an EU bank account without local residency — which institutions accept you, what you'll be asked for, and how the AML and CRS layers actually work in 2026.
12 January 2026 - Guides7 min read
SWIFT / BIC vs. IBAN — What They Are and When You Need Each
IBANs and SWIFT/BIC codes solve two different problems in international payments. Confusing them is the single most common reason cross-border transfers get delayed or returned.
18 January 2026 - Guides8 min read
High-Interest Savings Accounts in the EU (2026)
Which EU-licensed banks pay the highest instant-access EUR rates right now, and why the headline AER is only half the story once national taxation is applied.
24 January 2026 - Guides8 min read
Best Savings Accounts in Spain (2026)
Where to earn the best interest on euros in Spain right now — and why the promotional rate on the banner is almost never the rate you will actually earn over the year.
28 January 2026 - Guides10 min read
Safest Banks in Europe (2026)
A regulator-aware ranking of the safest banks in Europe — how we score them, what deposit protection actually covers, and the practical strategy for holding more than €100,000.
2 February 2026 - Guides8 min read
Best Fixed Deposits in Portugal (2026)
Portuguese banks and cross-border deposit platforms both offer fixed deposits (depósitos a prazo) to residents and non-residents. Here is how to compare them fairly in 2026, including the 28% withholding-tax layer that changes the true net return.
5 February 2026 - Guides9 min read
How European Banks Protect Your Deposits
The €100,000 headline covers most people, most of the time. Here is what the EU Deposit Guarantee Schemes Directive actually says, what edge cases add up to more, and how banks are prevented from failing in the first place.
14 February 2026 - Guides10 min read
Best Business Bank Accounts in Europe (2026)
European business accounts split into three worlds: traditional banks, licensed neobanks and EMIs. Each solves a different problem, and most established companies end up with at least two of them side by side.
17 February 2026 - Guides10 min read
Best Brokers for EU Residents (2026)
An EU-resident investor in 2026 has more good options than at any previous point. The right pick depends on what you actually trade — and how much of the plumbing you want to see.
20 February 2026 - Guides9 min read
Best Banks in Germany for Expats
Opening a German bank account as a foreigner is significantly easier than it was five years ago — provided you know which four or five banks to actually apply to.
23 February 2026 - Guides9 min read
Fixed Deposit Taxes by Country in Europe
The advertised rate on a fixed deposit is a gross number. What lands in your bank account depends on where the deposit is held, where you are resident, and whether a double-tax treaty applies between the two.
26 February 2026
