Volks- und Raiffeisenbank Prignitz eG

Volks- und Raiffeisenbank Prignitz eG is a regional cooperative bank serving private and business customers in the Prignitz area of Brandenburg, operating a local branch and self-service network alongside online and mobile channels. As a member-owned institution, customers can acquire cooperative shares and participate in member assemblies; profit participation is subject to the bank’s results and statutory provisions. The product range covers current accounts with tiered monthly fees, savings and term deposits, girocard and credit cards (Visa/Mastercard) with contactless capability, domestic and international payments (SEPA and SWIFT), consumer and mortgage loans, and financing solutions for SMEs and agriculture. Business services include business accounts, POS and acquiring solutions, cash management, and EBICS access. Securities brokerage and custody are available, typically with access to funds from Union Investment and capital markets services via the cooperative network; insurance products are offered through partner insurers in the Volksbanken Raiffeisenbanken group, and building finance options are available via affiliated providers. Digital banking is provided through the VR Banking App and desktop online banking with strong customer authentication (e.g., SecureGo plus or chipTAN), secure messaging, and appointment booking; compatible mobile wallets may be supported for eligible cards. Cash withdrawals are possible at the cooperative BankCard ServiceNetz ATMs; withdrawals at third-party ATMs may incur fees. Deposits are protected by the statutory BVR Institutssicherung GmbH up to €100,000 per depositor, and the bank also belongs to the BVR institutional protection scheme, which aims to prevent member insolvency; additional protection follows scheme rules and is not a legal entitlement for depositors. The bank is supervised by BaFin and the Deutsche Bundesbank and is audited within the cooperative sector. Pricing, eligibility, and availability of products and services are defined in the bank’s schedule of prices and services and may change.