Tubbercurry and District Credit Union Limited

Tubbercurry and District Credit Union Limited is a member-owned financial cooperative based in Tubbercurry, Co. Sligo, serving individuals who live, work, or study within its defined common bond. It is regulated by the Central Bank of Ireland and members’ eligible savings are protected under the statutory Deposit Guarantee Scheme up to €100,000 per person per institution. Core services typically include share (savings) accounts and unsecured personal lending for common purposes such as car purchase, home improvements, and education, with interest rates set by product and disclosed by the credit union; any return on savings (dividend or interest) is determined by annual performance and member approval and is not guaranteed. Account opening follows standard identification and address verification requirements under Irish anti-money-laundering rules, and a Personal Public Service Number is generally required. Day‑to‑day access is primarily through the branch, with electronic payments options such as standing orders and direct debits commonly available; details of any online access or additional services are provided directly by the credit union. Governance is local, with a board elected by members and annual general meetings at which financial statements are presented, as required by Irish law. As with most credit unions, membership is restricted to the common bond area and the product range is narrower than that of a full-service bank, so suitability depends on geography and on the specific rates, fees, and service features in place at the time of application.