Telia Finance Aktiebolag

Telia Finance Aktiebolag is Telia Company’s captive finance provider, offering billing, consumer credit, installment plans, and leasing linked to telecom devices and services, primarily in Sweden and, in some cases, other Nordic markets via local entities. It is not a deposit-taking bank and does not provide savings accounts or general-purpose payment accounts; its activity centers on financing for handsets, accessories, and business equipment tied to Telia contracts. Credit is granted subject to a credit assessment using external credit reference agencies, with agreements commonly executed via BankID. Pricing is product- and campaign-dependent, and customers should review effective interest rates, administrative charges, invoice fees (including potential fees for paper invoices), reminder fees, default interest, and any collection costs disclosed before signing. Early repayment is generally permitted with interest charged only up to the settlement date, and statutory withdrawal and distance-selling rights apply under Swedish consumer credit rules. The company is supervised by the Swedish Financial Supervisory Authority for its licensed activities and processes personal data under GDPR; unresolved disputes can be escalated to the National Board for Consumer Disputes (ARN). Servicing and onboarding are integrated with Telia’s online and retail channels, while invoicing and arrears handling are performed by Telia Finance or appointed collection partners. Overall, the offering focuses on device and service-linked financing rather than stand-alone loans or deposit products, and terms, fees, and eligibility vary by product and campaign.