Taunus-Sparkasse

Taunus-Sparkasse is a regional savings bank based in Bad Homburg, operating as a public-law institution within the Sparkassen-Finanzgruppe and focused on retail, private banking, and SME clients in the Taunus area of Hesse. The bank offers current accounts with tiered monthly fees depending on the package and usage, youth and student options, and business accounts; account packages typically include a girocard, with optional credit cards available for an annual fee. Payments include SEPA transfers, standing orders, and real-time transfers where supported; contactless payments, Apple Pay, and Google Pay are generally available via eligible cards. Cash withdrawals are free at Sparkassen-branded ATMs across Germany (more than 20,000 machines), with charges possible outside the network. Lending covers overdrafts, consumer loans, auto financing, home loans and construction financing, and subsidized programs such as KfW-backed solutions; commercial financing and factoring/leasing are accessible through group partners. Investment and savings services range from savings plans and term deposits to brokerage and custody via the Sparkassen group (including DekaBank products), plus building society contracts (LBS) and insurance solutions through SparkassenVersicherung. Digital banking is provided via online banking and the Sparkassen app with pushTAN or chipTAN authentication; video advisory and appointment-based branch consultations are standard, and identification is handled through VideoIdent or PostIdent for account opening. Fees vary by account model and transaction behavior, and pricing for cards, instant payments, and additional services is published in the bank’s price and service list. Deposits are protected by the German statutory deposit guarantee up to 100,000 EUR per depositor, and Taunus-Sparkasse also participates in the institutional protection scheme of the Sparkassen-Finanzgruppe, which aims to prevent member insolvency. Product availability can be limited to customers in the bank’s service region, and conditions are subject to change.