Sligo Credit Union Limited

Sligo Credit Union Limited is a member-owned financial co‑operative serving individuals within its common bond in and around Sligo, providing savings (share) accounts and consumer lending to eligible members. Savings are held as shares and any return, whether dividend or interest, is not guaranteed and depends on surplus and board policy. Loan products typically cover personal purposes such as car purchase, home improvement, education, and energy upgrades, with applications assessed on affordability and credit history; in some cases loans may be secured against pledged savings. Access is available in branch and via online channels for viewing balances and making electronic transfers, and accounts can generally be funded by bank transfer or standing order. The credit union is regulated by the Central Bank of Ireland, and eligible deposits are protected by the Irish Deposit Guarantee Scheme up to €100,000 per person per institution. Governance operates on a one‑member‑one‑vote basis with an elected board and annual general meeting; opening an account normally requires proof of identity, address, and confirmation of residence, employment, or study within the common bond. Fees, interest rates, savings limits, and service availability are set locally and can change; prospective and existing members should review current documentation and pricing before joining or borrowing, and unresolved complaints can be escalated to the Financial Services and Pensions Ombudsman.