Revolut Bank UAB

Revolut Bank UAB is a Lithuania-based specialised bank within the Revolut group, authorised by the Bank of Lithuania under the EU Single Supervisory Mechanism to accept deposits and issue consumer credit in eligible EEA countries through passporting. It operates digitally without branches, with onboarding and servicing handled in-app, and offers current accounts that support SEPA transfers, debit cards (Visa or Mastercard, physical and virtual), and wallet integrations such as Apple Pay and Google Pay. Depending on the customer’s country and product, services may be provided either by Revolut Bank UAB (banking) or by other Revolut entities (e-money, payments, or investments), and only funds held with Revolut Bank UAB are covered by the Lithuanian deposit guarantee scheme up to EUR 100,000 per depositor; e-money balances and investment products are not deposit-guaranteed. The bank’s pricing follows Revolut’s tiered plans with monthly fees on paid tiers, limits on free ATM withdrawals and exchanges, and potential charges or markups for foreign exchange, international transfers, or weekend activity, subject to fair-usage rules published in the app. Availability of loans, savings features, and interest rates varies by market and can change; credit is offered after assessment and may involve local regulatory conditions. Accounts are opened remotely subject to standard KYC/AML checks and ongoing monitoring, and service is provided primarily via in-app chat with a phone line for card emergencies. The service is generally available to residents of supported EEA countries; UK customers are served by a different Revolut entity.