Raiffeisenbank St. Roman eGen

Raiffeisenbank St. Roman eGen is a locally focused Austrian cooperative bank (eingetragene Genossenschaft) based in St. Roman and affiliated with the Raiffeisen Banking Group in Austria, operating as an independent legal entity while using shared group infrastructure and brand. Its core offering covers everyday retail and small-business banking such as current and savings accounts, term deposits, payment services (including SEPA transfers and standing orders), debit cards, and cash services via branch and ATMs, with lending concentrated in consumer loans, mortgages, and financing for local SMEs and agriculture. Investment and insurance products are typically distributed through Raiffeisen group companies, and digital access is provided through the group’s online and mobile platform (Mein ELBA). Pricing follows the common Austrian model of account packages with monthly maintenance fees and charges for cards or transactions; exact tariffs and interest rates are published by the bank and vary by product and customer segment. As an Austrian credit institution, it is supervised by the Financial Market Authority (FMA) and the OeNB, and eligible deposits are protected by the statutory deposit guarantee up to EUR 100,000 per depositor per bank under Austrian law. The bank’s footprint is regional, service and documentation are primarily in German, and account opening is subject to standard identification and due diligence requirements, which may limit accessibility for non-residents or customers seeking extensive international services.