Raiffeisenbank Region Freistadt eGen

Raiffeisenbank Region Freistadt eGen is a regional cooperative bank in the Freistadt district of Upper Austria and a member of the Raiffeisen Banking Group. It operates under an Austrian credit institution license, is supervised by the Financial Market Authority (FMA) and the Oesterreichische Nationalbank, and participates in Einlagensicherung AUSTRIA GmbH, which provides the statutory deposit guarantee of up to EUR 100,000 per depositor. The bank offers standard retail and SME services including current accounts, savings and term deposits, consumer loans, mortgages, business lending (including agriculture), payment services, and cash management. Cards typically include Debit Mastercard for everyday use and credit cards issued via group partners. Securities brokerage and mutual funds are available through Raiffeisen group providers, with building society savings via Raiffeisen Bausparkasse and insurance mediation via Raiffeisen Versicherung. Digital access is provided through the group’s mein ELBA online banking and mobile app with PSD2-compliant strong customer authentication; functions cover SEPA transfers, standing orders, e-statements, and card controls, alongside contactless and supported mobile wallet payments. Account pricing is package-based with monthly maintenance fees, included allowances, and separate charges for services outside the package; over-the-counter transactions, international transfers, and foreign-currency operations are priced per the published fee schedule. The bank maintains branches and ATMs in its region; branch hours are local and advisory services are typically by appointment. As a registered cooperative (eGen), customers can become members by subscribing cooperative shares; governance follows cooperative principles and financial statements are published in accordance with Austrian requirements. Onboarding follows standard AML/KYC rules, remote account opening options are limited to defined customer segments, and cross-border services rely on SEPA and SWIFT. Products, features, and limits may differ from other Raiffeisen entities and are determined by the local bank’s price list and terms.