Raiffeisenbank Neumarkt-Oberwölz eGen

Raiffeisenbank Neumarkt-Oberwölz eGen is a regional cooperative credit institution in Austria serving private customers, farmers, and small and mid-sized businesses in and around Neumarkt in der Steiermark and Oberwölz. As part of the Austrian Raiffeisen sector, it offers standard retail and business banking services, including current and savings accounts, term deposits, SEPA transfers and standing orders, domestic direct debits, international payments via SWIFT, and cash services at branches and ATMs. Card products include a debit card for cash withdrawals and point-of-sale purchases, with optional credit cards available through Raiffeisen network partners; contactless and mobile wallet payments are supported where enabled by card and device. Lending covers consumer loans, overdrafts, car finance, mortgages, and SME financing such as working capital and investment loans, with terms and pricing based on credit assessment and collateral. Investment and securities services, investment funds, and basic brokerage are available via Raiffeisen group companies, and insurance and building-savings products are distributed through affiliated providers. Online and mobile banking with two-factor authentication is provided in line with PSD2 requirements for account management, payments, and card controls. Organized as an eingetragene Genossenschaft, the bank is owned by cooperative members and operates under Austrian law; it is supervised by the Austrian Financial Market Authority and the Oesterreichische Nationalbank. Customer deposits are protected up to EUR 100,000 per depositor under the statutory deposit guarantee scheme operated by Einlagensicherung Austria GmbH. Account opening generally requires official identification and proof of residence, with additional documentation for business clients; onboarding is available in branch and may also be offered online subject to eligibility. Fees apply for account packages, cards, and selected services, and interest rates and product conditions are set locally within the Raiffeisen framework; customers should review the current schedule of charges and terms before applying.