Raiffeisenbank Kössen-Schwendt eGen

Raiffeisenbank Kössen-Schwendt eGen is a cooperative credit institution based in Kössen, serving the municipalities of Kössen and Schwendt in the Tyrol region of Austria. As part of the Raiffeisen Bankengruppe Österreich and the Tyrolean Raiffeisen association, it operates independently within a network that provides shared IT, payments, and product platforms. The bank focuses on retail and small-business clients, offering current and savings accounts, consumer and housing loans, payment cards, domestic and SEPA transfers, and cash services through local branches and the nationwide Bankomat ATM network. Securities and insurance products are typically distributed via group partners. Digital access is provided through the Raiffeisen online and mobile banking environment, supporting account information, transfers, standing orders, and card management features. Pricing follows the common Austrian model of account packages with monthly maintenance and service fees; exact conditions and any youth, senior, or business tariffs depend on the chosen package. The institution is authorized and supervised by the Austrian Financial Market Authority and the Oesterreichische Nationalbank, and participates in the Raiffeisen sector’s institutional protection scheme. Deposits are protected up to EUR 100,000 per depositor under the Austrian statutory deposit guarantee in line with Directive 2014/49/EU. The service area and product range are oriented to the local market, with access to additional solutions via Raiffeisen group entities where required.