Raiffeisenbank Großarl-Hüttschlag eGen

Raiffeisenbank Großarl-Hüttschlag eGen is a cooperative regional bank serving the Großarl and Hüttschlag area in the Austrian province of Salzburg, operating within the Raiffeisen Banking Group and the Raiffeisenverband Salzburg framework. It offers standard retail and small-business services including current accounts, savings products, time deposits, payment services, SEPA transfers, debit cards, and financing solutions such as consumer, housing, and business loans, with agricultural banking typically available in line with the group’s regional focus. Securities, investment funds, and insurance are generally distributed through Raiffeisen group partners, with suitability and risk disclosures governed by Austrian regulations. Online and mobile banking are provided via the Raiffeisen digital platforms (e.g., Mein ELBA and the Raiffeisen app) with strong customer authentication under PSD2, enabling account access, domestic and cross-border SEPA payments, and card controls; availability of instant payments and specific features can vary by customer segment. The bank maintains local branch services and uses the nationwide “Bankomat” ATM network common in Austria for cash access. As an Austrian credit institution it is supervised under the Austrian Banking Act, with deposits covered by the statutory deposit guarantee scheme (Einlagensicherung Austria GmbH) up to EUR 100,000 per eligible depositor per bank, subject to legal limits and exclusions. Fees, interest rates, and product conditions are published in the bank’s schedule of charges and may differ by account package, channel, and customer profile; identification and source-of-funds checks are required for onboarding and certain transactions. The institution’s cooperative structure means customers can become members by subscribing cooperative shares, with member rights exercised through the general assembly and oversight by a supervisory board and management board; governance specifics, opening hours, and branch availability are local to the Großarltal area.