Raiffeisen Regionalbank Mödling eGen

Raiffeisen Regionalbank Mödling eGen is a cooperative bank in Lower Austria serving the Mödling district as part of the Raiffeisen Banking Group Austria; it operates as an independent cooperative (eGen) owned by member-shareholders under Austrian law, with voting rights tied to cooperative shares according to its statutes. The bank provides retail and SME banking, including current accounts, savings and term deposits, SEPA payments and cash management, debit and credit cards, consumer and housing loans, mortgages, and financing for businesses; securities brokerage, custody, and insurance are offered through group partners. Digital access is available via the Raiffeisen online and mobile banking platform (Mein ELBA) with strong customer authentication under PSD2; branch and contact center channels are available for in-person service. Pricing is package-based with fees for account maintenance, cards, and transactions that vary by product and usage; eligibility, documentation, and credit decisions follow standard Austrian banking criteria. As an Austrian credit institution, it is supervised by the Financial Market Authority (FMA) and the OeNB and participates in the statutory deposit guarantee scheme Einlagensicherung AUSTRIA, which protects eligible deposits up to EUR 100,000 per depositor per bank in line with EU rules. The bank’s focus is local, which can limit geographic reach and some service availability outside its area; product scope and digital features are largely aligned with group-wide offerings and release cycles. Services are primarily provided in German; IBANs are Austrian (AT) and SEPA payment standards apply.