Privatbank Bellerive AG

Privatbank Bellerive AG is a Switzerland-based private bank focused on wealth management, investment advisory, and custody services for private clients, families, and entrepreneurs, operating under FINMA supervision and participating in the esisuisse depositor protection scheme (coverage currently up to CHF 100,000 per client per bank). Its core offering typically includes discretionary portfolio management, advisory mandates, multi-currency accounts, securities custody and execution, and foreign exchange, with access to third‑party funds, ETFs, and structured products common in the Swiss market; credit solutions such as Lombard lending secured by investment portfolios may be available, while property financing is usually assessed case by case. Reporting and e‑banking are standard, though the depth of digital functionality can be narrower than at large universal banks. Pricing generally combines management or advisory fees with custody and transaction charges, and all‑in costs vary by mandate and asset mix; prospective clients should request a full fee schedule and analyze total cost including third‑party product expenses. Relationship size thresholds are typically higher than at retail institutions, reflecting a focus on higher‑net‑worth clients. Cross‑border availability depends on client domicile and local regulations, and the bank, like peers, is subject to FATCA and CRS requirements; U.S. persons and residents of certain jurisdictions may face restrictions. Strengths of a boutique private bank model include continuity with relationship managers and tailored portfolios, while potential trade‑offs include a narrower product shelf curated by the bank, fewer booking centers, and limited investment banking or corporate finance capabilities. Clients should review the latest audited financial statements, terms and conditions, best‑execution and conflicts policies (including retrocessions), and mandate documentation, and compare service scope, performance reporting, and all‑in fees with peer institutions before onboarding.