Prima banka Slovensko, a.s.

Prima banka Slovensko, a.s. is a Slovak retail-focused bank headquartered in Žilina. It traces its origins to Prvá komunálna banka (established in 1993), later operated as Dexia banka Slovensko, and adopted its current name in 2012 following acquisition by the Penta Investments group, which remains the majority owner. The bank concentrates on services for households, small businesses, and municipalities, offering current and savings accounts, term deposits, payment cards, domestic and cross-border transfers, mortgages, consumer loans, and basic SME and local-government financing. It maintains a nationwide branch and ATM network with broad coverage outside major cities and provides internet and mobile banking for payments, standing orders, account management, and card controls. Services are primarily euro-denominated; SEPA credit transfers and direct debits (IBANs starting with SK) are supported, while payments outside SEPA are executed via correspondent banks and may incur foreign payment and FX fees. Pricing is structured around account packages with monthly fees; cash operations and paper-based transactions at branches typically carry additional charges, and detailed fee schedules and interest conditions are published by the bank. Prima banka is licensed and supervised by the National Bank of Slovakia and is a member of the Slovak Deposit Protection Fund, which guarantees eligible deposits up to EUR 100,000 per depositor under applicable law. Account opening is subject to standard Slovak AML/KYC requirements, and availability for non-residents can be limited. Credit products are offered in line with national macroprudential rules such as LTV and DTI caps. Digital channels and cards support contactless payments and standard security measures, and product terms, fees, and service availability are subject to change.