Powiatowy Bank Spółdzielczy w Węgrowie

Powiatowy Bank Spółdzielczy w Węgrowie is a Polish cooperative bank serving customers in Węgrów and the surrounding region, operating under Polish banking law, supervised by the Komisja Nadzoru Finansowego, with deposits covered by the Bankowy Fundusz Gwarancyjny up to the equivalent of EUR 100,000 per depositor. The institution focuses on retail, agricultural, and micro/SME clients, offering current and savings accounts, term deposits, payment services, domestic transfers and standing orders, foreign transfers, and debit cards, alongside online and mobile banking that apply strong customer authentication under PSD2. Lending includes unsecured and secured financing for households and businesses, such as cash loans, investment and working-capital facilities, and agricultural loans; pricing, limits, and collateral requirements follow published tariffs and internal credit policies. As a cooperative, the bank is owned by its members, who can purchase cooperative shares and exercise voting rights pursuant to the statute; cooperative shares are not deposits and are not covered by the deposit guarantee scheme. Distribution is centered on a local branch and ATM network supported by remote channels; product availability, fees, and interest rates vary by segment and are set out in the bank’s current schedules and regulations. Prospective customers should review the bank’s published terms, branch coverage, and digital functionality to confirm fit with operational needs.