Magyar Export-Import Bank Zártkörûen Mûködõ Rt.

Magyar Export-Import Bank Zártkörûen Mûködõ Rt., commonly referred to as Eximbank Hungary (Eximbank Zrt.), is Hungary’s state-owned export credit institution established by law to support the country’s export sector, operating alongside Magyar Exporthitel Biztosító Zrt. (MEHIB) under the EXIM Hungary umbrella. Its mandate and framework are set out in Act XLII of 1994, and its liabilities benefit from a statutory Hungarian state guarantee; the bank is supervised by the Magyar Nemzeti Bank. Eximbank focuses on corporate clients rather than retail, providing direct and refinanced financing for exporters and their suppliers, including export pre- and post-shipment working capital, investment loans tied to export capacity, buyer’s and supplier’s credits, guarantees and surety products, trade finance instruments, and risk-sharing schemes, typically in HUF, EUR, and USD with maturities aligned to project or contract tenors. Eligibility is generally linked to Hungarian value-added or export potential, with documentation requirements that include financial statements, export contracts, collateral packages, and compliance checks. Pricing follows risk-based methodologies and relevant international rules, including OECD minimum premium benchmarks; the bank operates under the OECD Arrangement on Officially Supported Export Credits and the OECD Common Approaches on environmental and social due diligence, and within EU state-aid and competition constraints. Funding is raised through domestic and international debt issuance and money markets, with credit ratings broadly linked to Hungary’s sovereign profile. The risk profile is concentrated in export-exposed sectors and foreign buyer risk, with mitigation through state backing, credit insurance (via MEHIB), collateral, and partnerships with commercial banks. Eximbank publishes program terms, audited financial statements, and investor materials; it does not offer consumer deposits or retail payment services.