ING Bank N.V., pobočka zahraničnej banky

ING Bank N.V., pobočka zahraničnej banky is the Slovak branch of ING Bank N.V. (Netherlands) and operates in Slovakia primarily as a corporate and institutional bank, having exited retail banking for individuals. The branch provides transaction and cash management services, EUR SEPA payments, liquidity and account solutions, foreign exchange and interest rate hedging, trade finance, and corporate lending and financing. It operates under EU passporting with prudential supervision by De Nederlandsche Bank and host-state oversight by Národná banka Slovenska for local rules. Eligible deposits held at the branch are protected by the Dutch Deposit Guarantee Scheme up to EUR 100,000 per depositor; investment and derivative products are not covered. The branch does not run a domestic ATM network and does not offer retail cash services. Digital channels for corporates use two-factor authentication and support online instructions and reporting, with additional connectivity options available by agreement. Pricing, interest, limits, and collateral requirements are set individually based on client profile and usage. Customer service is provided during business hours through the Bratislava office and remote channels in Slovak and English, and complaints can be submitted under Slovak and EU procedures. Onboarding and credit decisions are subject to standard AML/KYC due diligence, tax documentation, and credit assessment.