IGEA DIGITAL BANK S.P.A.

Igea Digital Bank S.p.A. is an Italian joint-stock bank that delivers services primarily through digital channels, targeting users who prefer opening and managing accounts online. It operates under Italy’s banking framework and is subject to prudential supervision within the European Single Supervisory Mechanism, with day‑to‑day oversight by the Bank of Italy. The offering typically centers on current accounts, domestic and SEPA payments, and payment cards, with savings options that can include interest‑bearing accounts or time deposits, though specific features and pricing vary by package and change over time. Account onboarding is handled remotely with standard Italian know‑your‑customer procedures and strong customer authentication, and users manage activity via mobile and web banking compliant with PSD2 requirements. As with other Italian banks, eligible deposits are generally protected up to 100,000 EUR per depositor per bank through the Interbank Deposit Protection Fund; prospective clients should verify the bank’s current membership and coverage terms. Fees, interest rates, transfer limits, cash withdrawal policies, and card network details are set out in the Foglio Informativo and related pre‑contractual documents, which should be reviewed before subscribing. The bank publishes financial statements and regulatory disclosures on its website and through official registers (such as the Bank of Italy’s Albo), and complaints can be escalated to the Arbitro Bancario Finanziario if not resolved through customer service.