Gospodarczy Bank Spółdzielczy w Strzelinie

Gospodarczy Bank Spółdzielczy w Strzelinie is a Polish cooperative bank headquartered in Strzelin (Dolnośląskie), operating under the Polish Banking Law and Cooperative Law and supervised by the Polish Financial Supervision Authority (KNF). It focuses on local retail clients, farmers, sole traders, small and medium-sized enterprises, and municipal entities, offering core banking services that include PLN current and savings accounts, term deposits, domestic transfers via the ELIXIR system, card payments and cash withdrawals, and lending products such as consumer loans, mortgages secured on real estate, overdrafts, and working-capital and investment financing, including solutions for agricultural activity; euro accounts and SEPA transfers are typically available for cross-border payments. Access is provided through branches and internet banking, and payment cards are contactless-enabled with 3-D Secure for online transactions; ATM access is available through national networks. As a cooperative, the institution is owned by its members, who may acquire cooperative shares and exercise voting rights at the general meeting; the bank publishes required financial and governance disclosures. Deposits are protected by the statutory guarantee scheme of the Bank Guarantee Fund (BFG) up to the equivalent of EUR 100,000 per depositor, per institution, in accordance with Polish law. The bank applies PSD2 strong customer authentication in electronic channels and standard AML/KYC procedures. Specific product terms, interest rates, fees, limits, and eligibility criteria are set out in the bank’s tariffs and regulations available at branches and through its electronic channels.