Dell Bank International Designated Activity Company, Sucursal en España

Dell Bank International Designated Activity Company, Sucursal en España is the Spanish branch of Dell Bank International d.a.c., an Irish credit institution authorized and supervised by the Central Bank of Ireland and operating in Spain on a freedom of establishment basis. The branch is entered in the Banco de España’s registry for EU bank branches and is subject to host-country conduct and consumer protection rules while prudential supervision remains with the Irish authority. Its activity in Spain is focused on vendor and captive finance linked to Dell Technologies’ hardware, software, and related services, offering credit products such as loans, leasing, and hire purchase to businesses, public sector entities, and, where available, consumers purchasing through Dell sales channels and the Dell online store. It does not provide a broad retail offering such as current accounts, cards, or a branch network, and product availability is typically limited to financing Dell-related purchases. Pricing generally consists of interest and standard credit fees disclosed in pre-contract information, with APR and early repayment conditions governed by EU and Spanish law; credit approval is subject to underwriting and may involve guarantees or retention of title. If the branch accepts deposits, eligible deposits would be protected by the Irish Deposit Guarantee Scheme up to €100,000 per depositor rather than Spain’s FGD. Customer complaints are handled first by the entity’s customer service; unresolved cases can be escalated to the Banco de España’s claims service and, for cross-border matters, through the EU FIN-NET framework or the Irish Financial Services and Pensions Ombudsman. Data processing follows GDPR and applicable Spanish regulations.