CIB Közép-Európai Nemzetközi Bank Zártkörûen Mûködõ Részvénytársaság

CIB Közép-Európai Nemzetközi Bank Zártkörûen Mûködõ Részvénytársaság (CIB Bank Zrt.) is a Hungary-incorporated universal bank headquartered in Budapest and wholly owned by the Intesa Sanpaolo Group. It operates under the supervision of the Magyar Nemzeti Bank and participates in Hungary’s statutory deposit insurance scheme (OBA), which protects eligible deposits up to the EU standard of €100,000 equivalent per depositor; investment services provided through group entities fall under the investor compensation scheme (BEVA). The bank offers HUF and foreign-currency current and savings accounts, cards, domestic instant HUF transfers, SEPA euro payments, international SWIFT transfers, time deposits, consumer loans, mortgages, and overdrafts. For businesses it provides SME and corporate lending, cash management, trade finance, treasury and FX services, and asset-based financing such as leasing via group subsidiaries. Retail and corporate clients can use online and mobile banking with strong customer authentication and 3‑D Secure for card transactions; branch and ATM access is available nationwide, concentrated in larger cities. CIB supports standard PSD2 connectivity for third‑party providers. Account packages and pricing vary by usage profile; typical charges apply for account maintenance, cards, cash withdrawals beyond free tiers, and foreign payments or FX conversion. The bank publishes IFRS financial statements and is consolidated within Intesa Sanpaolo, with funding and risk management aligned to group policies. Account opening generally requires standard KYC; non‑resident onboarding is subject to local regulatory requirements and may require in‑person verification. Overall, CIB functions as a mid‑to‑large player in the Hungarian market with a full-service offering across retail, SME, and corporate segments.