CASSA RAIFFEISEN VAL GARDENA SOCIETA' COOPERATIVA (RAIFFEISENKASSE GRODEN GENOSSENSCHAFT - CASSA RAIFFEISEN GHERDEINA)

CASSA RAIFFEISEN VAL GARDENA SOCIETA’ COOPERATIVA (Raiffeisenkasse Gröden Genossenschaft – Cassa Raiffeisen Gherdeina) is a local cooperative credit institution based in Val Gardena, in the Province of Bolzano/Bozen (South Tyrol), operating within the South Tyrolean Raiffeisen network. It is owned by its members under a one-member-one-vote model and focuses on retail and small business banking tied to the local economy, including households, tourism, crafts, and agriculture. Core services typically include current and savings accounts, payment services (SEPA credit transfers and direct debits), debit and credit cards, consumer and mortgage lending, SME financing, and access to insurance and investment products distributed through group arrangements. Delivery channels comprise branches and ATMs in the valley area, online and mobile banking with PSD2 strong customer authentication, and international transfers via standard banking rails; product availability and fees depend on customer profile and the bank’s published conditions. Service is commonly provided in Italian and German, with Ladin used locally; language availability varies by branch. As an Italian bank, it is supervised within the European banking framework (Bank of Italy/ECB) and deposits are protected up to EUR 100,000 per depositor under the statutory guarantee scheme in line with EU rules. Typical characteristics of a small regional cooperative apply, including locally based decision-making and a geographically concentrated footprint; nationwide or specialized services, foreign-language support, and advanced digital features may be more limited than at larger national banks. Prospective customers should review membership requirements (if seeking cooperative member status), account fees, card and ATM conditions, cross-border payment charges, and any eligibility criteria related to residence or business activity in the service area before onboarding.