CASSA RAIFFEISEN SILANDRO SOCIETA' COOPERATIVA (IN LINGUA TEDESCA RAIFFEISENKASSE SCHLANDERS GENOSSENSCHAFT)

Cassa Raiffeisen Silandro Società Cooperativa (in lingua tedesca Raiffeisenkasse Schlanders Genossenschaft) is a local cooperative bank based in Silandro/Schlanders, South Tyrol, operating within the Raiffeisen network of Alto Adige/Südtirol. It provides retail and small-business banking services typical of Italian cooperative institutions, including current and savings accounts, domestic and SEPA payments, debit and credit cards, consumer and mortgage lending, financing for small enterprises and agriculture, and investment and insurance distribution through group or external partners. Service and documentation are generally available in German and Italian. The bank maintains a branch and ATM presence in its catchment area and offers online and mobile banking for account management and payments. As a cooperative, it is owned by its members and governed on a one-member/one-vote basis under its bylaws; membership is optional and separate from being a customer. Pricing, interest rates, and contractual conditions are set by product line and disclosed in the transparency documents required by Italian law, available in-branch and on the bank’s website. Deposits are protected up to 100,000 euro per depositor per bank under the Italian implementation of the EU deposit guarantee framework; the bank also belongs to the Raiffeisen South Tyrol institutional protection scheme, which provides mutual support among participating banks. The institution is subject to Italian and EU banking regulation and supervision (Bank of Italy within the Single Supervisory Mechanism) and publishes annual financial statements and regulatory disclosures outlining capital, risk, and governance profiles. Account opening follows standard Italian KYC requirements and may be conditioned on residence or ties to the local area.