Bank Spółdzielczy w Przeworsku

Bank Spółdzielczy w Przeworsku is a Polish cooperative institution based in Przeworsk, operating primarily in its local region and serving individuals, farmers, and small businesses. The bank’s offer typically covers PLN current accounts, savings accounts, term deposits, and payment cards, along with lending products such as cash loans, secured housing loans, working-capital and investment financing for firms, and specialized facilities for agriculture. Standard domestic payments (Elixir), standing orders, and direct debits are supported; instant or cross-border transfers may be available subject to the bank’s rules and fees. Online and mobile banking are provided with Strong Customer Authentication in line with PSD2, and cards use 3-D Secure for e-commerce; digital wallet compatibility depends on the specific card program. Pricing follows a published tariff that can include monthly account and card fees, transfer charges, and ATM withdrawal costs, with possible waivers tied to inflows or card turnover; interest rates on deposits and loans are set by the bank’s schedules, with variable-rate lending commonly referencing market benchmarks such as WIBOR/WIRON. As a cooperative, it is member-owned and focused on local relationship banking, with a branch footprint centered on its home area; service is primarily in Polish and some processes may require in-branch identification. The bank is supervised by the Polish Financial Supervision Authority (KNF), and deposits are protected by the Bank Guarantee Fund (BFG) up to the equivalent of 100,000 EUR per depositor per bank. Prospective customers should review the current tariff, product regulations, and eligibility requirements before opening an account or applying for credit.