Bank Spółdzielczy w Pruszczu Pomorskim

Bank Spółdzielczy w Pruszczu Pomorskim is a Polish cooperative bank based in Pruszcz Pomorski that focuses on serving households, small and medium-sized enterprises, farms, and local institutions in its region. The bank offers retail and business current accounts, savings accounts, and term deposits, along with standard payment services such as domestic transfers, standing orders, direct debits, and card payments. It issues debit cards for cash withdrawals and cashless transactions in Poland and abroad, and provides cash handling at branches. Lending covers consumer cash loans, housing-related financing, and car or consolidation loans for individuals, as well as working capital, investment loans, overdrafts, and guarantees for businesses and agricultural clients, subject to credit assessment and collateral requirements. Access to services is available at branches and via electronic banking channels, including internet banking for retail and corporate users, with authentication aligned to PSD2 strong customer authentication rules. As a cooperative institution, it operates on member ownership principles; customers can use services without membership, while members hold cooperative shares and voting rights under the bank’s statutes. Bank Spółdzielczy w Pruszczu Pomorskim is supervised by the Polish Financial Supervision Authority (KNF), and deposits are protected by the Bankowy Fundusz Gwarancyjny (BFG) up to the equivalent of EUR 100,000 per depositor, per bank. Fees, interest rates, and product conditions follow the bank’s published tariff and regulations, and complaints are handled under procedures required by Polish law.