Bank Spółdzielczy w Oleśnicy

Bank Spółdzielczy w Oleśnicy is a Polish cooperative bank based in Oleśnica that operates primarily in the local and regional market under the Cooperative Law and the Banking Law. It is owned by its members and supervised by the Polish Financial Supervision Authority (KNF), with deposits covered by the Bankowy Fundusz Gwarancyjny up to the statutory limit of the equivalent of EUR 100,000 per depositor. The bank provides standard retail and business services, including current and savings accounts, term deposits, domestic transfers via the ELIXIR system, foreign and SEPA transfers executed through correspondent arrangements, cash services, and payment cards. It offers lending for individuals and enterprises, such as consumer loans, overdrafts, and financing for micro and small businesses, as well as housing-related loans subject to credit assessment. Access is available through branches and electronic channels (internet and mobile banking) with strong customer authentication in line with PSD2; access for licensed third-party providers is made available under open banking regulations. Fees, commissions, and interest rates are set in its published tariff and interest tables, and contractual terms are defined in the bank’s general terms and product regulations. The institution focuses on servicing residents, farmers, local enterprises, and public-sector entities in its area of operation.