Bank Spółdzielczy w Mokobodach

Bank Spółdzielczy w Mokobodach is a Polish cooperative bank headquartered in Mokobody that serves individuals, farmers, micro and small enterprises, and local institutions in its immediate region. As a cooperative, it operates under Polish Cooperative Law and the Banking Law, is supervised by the Polish Financial Supervision Authority (KNF), and participates in the Bankowy Fundusz Gwarancyjny (BFG) deposit guarantee scheme, which covers eligible deposits up to the equivalent of EUR 100,000 per depositor. The bank’s offering centers on everyday transaction and savings accounts in PLN, term deposits, cash services, payment cards, and lending products such as consumer credit, overdrafts, and financing for business and agriculture, including working capital and investment loans secured according to standard creditworthiness and collateral requirements. Payment services include domestic transfers processed through national clearing sessions on business days, with international transfers and foreign-currency services available subject to the bank’s tariff and procedures. Access is provided through branch counters and remote channels, including internet and mobile banking with strong customer authentication and card transaction security aligned with PSD2/3-D Secure requirements. Pricing is set by a published schedule of fees and commissions covering account maintenance, transfers, cash operations, and ATM withdrawals, which vary by service and channel. The bank applies KYC/AML, GDPR data protection, and statutory complaint-handling rules, with options to escalate disputes under Polish law if needed.