Bank Spółdzielczy w Łosicach

Bank Spółdzielczy w Łosicach is a local cooperative bank serving Łosice and nearby communities in the Masovian region, operating under Polish cooperative banking law and supervised by the Polish Financial Supervision Authority. It offers standard retail and small-business services, including current and savings accounts, term deposits, domestic payment services, debit cards, and cash handling, with access through branches and electronic channels for account management and transfers. Lending typically covers consumer and car loans, housing loans subject to credit assessment, and for businesses and farmers, overdrafts, working-capital and investment financing; product availability and limits depend on individual risk assessment and collateral. Fees and commissions are set out in the bank’s fee schedule, and interest conditions are published in the interest tables; variable-rate loans generally reference market benchmarks defined in the contract. Deposits are protected by the Bank Guarantee Fund up to the equivalent of EUR 100,000 per depositor per bank, according to statutory rules. As a cooperative institution, ownership is held by members, and local governance structures apply. Services follow applicable regulations on payment security (including strong customer authentication). The bank’s footprint is regional, which may influence branch access and the breadth of specialized products, while standard documentation and identity verification requirements apply for onboarding. Customers should consult the current schedules and product regulations for precise terms, limits, and eligibility.