Bank Spółdzielczy w Dobrzeniu Wielkim

Bank Spółdzielczy w Dobrzeniu Wielkim is a Polish cooperative bank based in Dobrzeń Wielki, serving retail clients, farmers, micro and small businesses, and local institutions in its surrounding area. As a cooperative, it is owned by members and operates under Polish banking law, supervised by the Financial Supervision Authority (KNF), with deposits covered by the Bank Guarantee Fund (BFG) up to the equivalent of EUR 100,000 per depositor. The bank offers standard PLN current and savings accounts, term deposits, payment cards with contactless functionality and 3D Secure, cash services, and domestic transfers processed via the KIR Elixir system; euro transfers are typically handled through SEPA. Credit products include cash loans, overdrafts, housing-related financing, and business working-capital and investment loans, subject to credit assessment and collateral requirements; variable-rate contracts generally reference a market benchmark (e.g., WIBOR or WIRON) plus a margin as specified in agreements. Internet banking is available for individuals and businesses with strong customer authentication in line with PSD2, and third‑party providers can connect via open‑banking interfaces where applicable. Pricing is set out in the bank’s tariff of fees and commissions and interest rate tables; account maintenance, transfers, cards, and cash operations may incur charges, with branch‑initiated services often priced higher than electronic channels. The institution maintains a local branch footprint and a product range typical for Polish cooperative banks; customers requiring extensive nationwide access, broad multicurrency functionality, or a wide selection of investment and brokerage services may need to use additional providers.