Bank of America Europe Designated Activity Company

Bank of America Europe Designated Activity Company is an Irish-incorporated credit institution within Bank of America Corporation, authorised by the Central Bank of Ireland and operating under the EU prudential and resolution framework (CRR/CRD and BRRD) within the Single Supervisory Mechanism alongside the national supervisor. Expanded in scope after the UK’s exit from the EU, it serves corporate and institutional clients across the EU/EEA through branches, focusing on corporate lending, deposits and liquidity solutions, payments and cash management (including access to the group’s CashPro platform), trade finance and guarantees, and risk management products such as foreign exchange and interest rate hedging; consumer retail banking is not its focus. Eligible deposits with the Irish entity fall under the Irish Deposit Guarantee Scheme up to the statutory limit, while certain unsecured liabilities may be subject to bail-in under the EU resolution regime. The firm publishes IFRS annual financial statements, Pillar 3 disclosures, and other regulatory reports through its website and Irish public registers. Client onboarding follows EU KYC/AML requirements with sanctions compliance aligned to applicable EU and other regimes; pricing is typically negotiated bilaterally rather than published on a retail fee schedule. Within the group, securities and markets execution for EU clients is commonly conducted by affiliated entities (for example, the broker-dealer in the EU), while the Irish bank concentrates on balance sheet-driven and transactional banking. Services are delivered from Dublin and local EU/EEA branches, with SEPA and cross-border payment capabilities in scope, and product availability varies by jurisdiction and client type.