Bank of America Europe Designated Activity Company, Athens Branch

Bank of America Europe Designated Activity Company, Athens Branch is the Greek branch of Bank of America Europe DAC, an Irish-authorised credit institution that operates in Greece under EU passporting rules. The branch is not a separate legal entity; prudential supervision is led by the Central Bank of Ireland, with host-state oversight in Greece for local conduct. Its activities are oriented to corporate and institutional clients, typically covering cash management, payments, trade finance, lending, and treasury services including foreign exchange and rates, and it may intermediate access to capital markets and other investment services through group entities where permitted under EU and Irish law. Retail banking products such as consumer current accounts, debit or credit cards, and branch counter services are generally not offered. Client onboarding, documentation, and transaction monitoring follow EU and Irish AML/CFT requirements, and day-to-day servicing is commonly delivered through corporate electronic channels and relationship managers. Fees, interest, and collateral terms are negotiated bilaterally and are not published for retail use in Greece. If the branch holds eligible deposits, protection is provided by Ireland’s Deposit Guarantee Scheme up to the statutory limit per eligible depositor; investor compensation for qualifying investment business, where applicable, falls under the Irish scheme rather than any Greek fund. Complaints are handled under the firm’s complaints policy, with potential escalation for eligible complainants to the Irish Financial Services and Pensions Ombudsman. The branch forms part of the Bank of America group’s European network and focuses on serving Greek-based or Greece-related corporate and institutional customers within the applicable EU regulatory framework.