Banco Bradesco Europa S.A.

Banco Bradesco Europa S.A. is a Luxembourg-based credit institution incorporated as a société anonyme and forms part of the Banco Bradesco group from Brazil, operating primarily as a platform for European clients with business or wealth links to Brazil and Latin America. The bank focuses on corporate and institutional banking, including trade finance (documentary credits, guarantees), cash management, treasury and foreign exchange, and provides private banking and wealth services for high-net-worth clients, with an emphasis on cross-border flows between the EU and Brazil. It is supervised by the Commission de Surveillance du Secteur Financier in Luxembourg and subject to EU prudential and conduct rules; eligible deposits are covered by the Fonds de garantie des dépôts Luxembourg up to EUR 100,000 per depositor, and investment services—where provided—fall under MiFID II and the Système d’indemnisation des investisseurs Luxembourg with compensation limits and exclusions (typically up to EUR 20,000 for eligible claims). Payment capabilities include SEPA and international SWIFT transfers and multicurrency servicing in major currencies, with foreign exchange hedging available through the treasury desk; it does not operate a mass-market retail network, and onboarding is selective with documentation and minimum balance requirements aligned to Luxembourg and EU AML/CTF standards, FATCA/CRS, and sanctions screening. Pricing is relationship-based and disclosed contractually rather than through public retail fee schedules. Financial statements and regulatory disclosures are filed in Luxembourg and can be accessed via the national company register and supervisory publications, with additional group-level information available from Banco Bradesco’s investor relations materials. Key considerations for prospective clients include counterparty exposure to the Luxembourg entity, the operational and currency risks inherent in Brazil–Europe cross-border activity, and differences between EU and Brazilian legal frameworks; the offering is positioned for corporates, financial institutions, and private clients with specific international banking needs rather than general consumers.