BANCA POPOLARE DEL CASSINATE SOCIETA' COOPERATIVA PER AZIONI

Banca Popolare del Cassinate Società Cooperativa per Azioni is a regional cooperative bank based in Cassino (Lazio, Italy) that focuses on retail customers, professionals, and small and mid-sized enterprises through a local branch and ATM network and digital channels. Its product set covers current and payment accounts, domestic debit cards on the PagoBANCOMAT scheme, internationally branded debit and credit cards (e.g., Visa or Mastercard), SEPA credit transfers and direct debits, international wires, online and mobile banking, and merchant services such as POS terminals. Funding products include demand deposits, term deposits, and savings solutions; lending includes personal loans, mortgages, overdrafts, leasing, and SME working-capital and investment financing. Investment and insurance offerings are distributed under MiFID II and IDD rules, typically via third-party asset managers and insurers through bancassurance and brokerage agreements. As a società cooperativa per azioni of the “banca popolare” type, ownership is spread among members and governance generally follows the one-member-one-vote principle within statutory limits. The bank is supervised by the Banca d’Italia within the European Single Supervisory Mechanism for less significant institutions and operates under Italian and EU prudential, consumer-protection, AML/KYC, and PSD2 strong customer authentication requirements. Eligible deposits are covered up to €100,000 per depositor by the Fondo Interbancario di Tutela dei Depositi in line with national law. Pricing, fees, and interest conditions are disclosed in the Fogli Informativi and other transparency documents provided to clients. Its business model is centered on the local economy, with performance closely linked to conditions in its core territory.