BANCA DEL PIEMONTE S.P.A.

Banca del Piemonte S.p.A. is a regional Italian commercial bank headquartered in Turin with a branch network concentrated in Piedmont and standard remote channels. Its offering covers retail, SME and private banking: euro current and savings accounts with IBAN access, debit and credit cards, mortgages, personal and business loans, overdrafts, and payment services including SEPA transfers, standing orders and domestic bill payments (such as pagoPA and F24). Online and mobile banking support balance inquiries, transfers and basic card controls, with PSD2 strong customer authentication applied to digital access and payments; open‑banking APIs are available under regulatory frameworks. For businesses, the bank provides cash management, POS and merchant services, working‑capital lines, term lending and guarantees; documentary services for cross‑border trade may be available subject to credit assessment. Investment and wealth services typically include custody, order execution in funds and listed securities, and advisory under MiFID II, alongside third‑party insurance distributed on a bancassurance basis. Deposits are covered by the Fondo Interbancario di Tutela dei Depositi up to 100,000 euros per depositor per bank, and conduct and investor‑protection rules fall under Bank of Italy and CONSOB oversight. Pricing is disclosed in the Foglio Informativo and pre‑contractual summaries, with common charges for account maintenance, cards, domestic and international transfers, securities custody and advisory; lending, early repayment and overdraft use have separate cost schedules and conditions. Account opening generally requires a valid ID, Italian tax code and completion of KYC/AML checks; some products can be initiated digitally, while others require in‑branch execution. The bank’s regional footprint concentrates physical service in Piedmont, which limits branch access elsewhere; the breadth of digital features, language support and specific product terms should be confirmed in current documentation before onboarding.