BANCA DEL PICENO CREDITO COOPERATIVO - SOCIETA' COOPERATIVA

Banca del Piceno Credito Cooperativo – Società Cooperativa is an Italian cooperative credit institution serving the Piceno area in the Marche region, with a focus on households, small and medium-sized enterprises, and the third sector. Its offering includes current and savings accounts, time deposits, domestic and cross-border payment services, debit and credit cards on national and international circuits, mortgages and personal loans, SME and agricultural financing, insurance distribution, and access to basic investment solutions through affiliated platforms. Account opening and lending are subject to identification, creditworthiness assessments, and documentation in line with Italian KYC/AML requirements, and pricing is set out in the “Fogli Informativi” and other transparency documents mandated by the Bank of Italy. The bank provides internet and mobile banking for routine operations such as payments and account management, alongside branch-based cash and advisory services within its local network. As a cooperative, it admits member-shareholders (soci) who subscribe shares and participate in governance on a one-member-one-vote basis; by law, portions of annual results are allocated to reserves and mutuality funds. The institution operates within the national cooperative credit framework and is subject to European and Italian prudential supervision; eligible deposits are protected up to EUR 100,000 per depositor by the Fondo di Garanzia dei Depositanti del Credito Cooperativo. SEPA credit transfers and direct debits are supported, and merchant services and POS solutions are available for businesses. Product suitability, fees, interest rates, and service availability depend on individual profiles and local coverage; prospective clients should review current contractual terms, cost schedules, and operational limits before onboarding.