Intesa Sanpaolo Review 2026
Italy's largest and one of Europe's strongest banks — deposit-guaranteed and full-service, with occasionally eye-catching term-deposit promos, let down by weak service reviews.
Overview
Intesa Sanpaolo S.p.A., headquartered in Turin, is Italy's biggest bank by assets, supervised by the Bank of Italy and the ECB, with a large wealth-management arm (Fideuram, Eurizon).
Is your money safe?
Yes — Italy's deposit-guarantee scheme, the FITD (Fondo Interbancario di Tutela dei Depositi), covers deposits up to €100,000 per depositor per bank.
Intesa is one of Europe's most profitable and best-capitalised banks.
Products & rates
Current accounts, savings and fixed-term deposits (conto deposito), plus a large investment and wealth offering.
Term-deposit promotions in Italy can carry attractive headline rates for new money on locked terms (as listed on banks.eu or by the provider) — always read the conditions, as the best rates are usually promotional and conditional.
Fees
The usual Italian retail model: monthly current-account fees and the Italian stamp duty (imposta di bollo) on accounts and holdings. Conto deposito products are typically fee-free.
✓ Pros
- •One of Europe's strongest banks
- •FITD-protected deposits
- •Conto deposito promotions can be competitive
- •Full wealth and investment services
× Cons
- •Very low Trustpilot score (around 1.3/5) citing app and support issues
- •Stamp duty and account fees
- •Best rates are conditional promotions
Who it's for
Italy-resident savers wanting the country's dominant, safe, full-service bank, plus euro savers hunting a conditional conto deposito promo.
Bottom line
A rock-solid Italian bank; check the fine print on any promotional deposit rate before committing.
Frequently asked questions
Yes — deposits are covered up to €100,000 by Italy's FITD, and it's among Europe's strongest banks.
Related
Editorial review by Banks.eu. Ratings reflect our own assessment of safety, product range, pricing and service. Interest rates are as listed on banks.eu or by the provider and can change at any time — always confirm current terms before opening an account.
