Volksbank Feldatal eG

Volksbank Feldatal eG is a regional cooperative bank serving customers in and around the Feldatal area of Hesse as part of the Volksbanken Raiffeisenbanken network. It operates under the German Cooperative Societies Act and follows the one-member-one-vote principle; customers can typically acquire cooperative shares to become members, with voting rights and a potential dividend subject to annual results and the general meeting, noting that returns are not guaranteed and redemption rules apply. The bank’s core offering covers retail and small-business banking, including current accounts, savings and term deposits, consumer loans, mortgages, business accounts, working-capital and investment financing, and payment services. Card options commonly include a girocard and optional credit cards; cash access is available across the cooperative BankCard ServiceNetz. Online and mobile banking provide standard functions such as SEPA transfers, standing orders, and two-factor authentication via TAN procedures, alongside branch and telephone service. Investment, insurance, building-savings, leasing, and payments acquiring are typically available via cooperative group partners (e.g., Union Investment, R+V Versicherung, Bausparkasse Schwäbisch Hall, DZ BANK–affiliated providers), with custody accounts and fund savings plans offered subject to risk and cost disclosures. Fees generally apply for account packages and services and are set out in the bank’s price and service listing. Volksbank Feldatal eG is supervised by BaFin and the Deutsche Bundesbank and participates in the cooperative sector’s protection schemes: BVR Institutssicherung GmbH (statutory deposit protection up to 100,000 euros per depositor) and the additional institutional protection scheme of the BVR.