UniCredit S.p.A. Zweigniederlassung München

UniCredit S.p.A. Zweigniederlassung München is the German branch of UniCredit S.p.A., the Milan‑based parent of UniCredit Group, operating under the EU single‑passport regime. It is directly supervised by the European Central Bank under the Single Supervisory Mechanism, with Banca d’Italia as home authority and BaFin and the Deutsche Bundesbank responsible for host‑state oversight. As a branch, capital, liquidity and risk are managed at the level of the Italian parent and reported in group financial statements and Pillar 3 disclosures rather than standalone German accounts. In Germany, retail banking is provided separately by HypoVereinsbank (UniCredit Bank GmbH); the Munich branch of UniCredit S.p.A. is structured for cross‑border corporate and institutional business (for example, lending, cash management, trade finance and markets services) and is subject to EU rules such as MiFID II and PSD2 as well as applicable German conduct and consumer protection laws. Deposits, if accepted by the branch, are protected by Italy’s Fondo Interbancario di Tutela dei Depositi up to €100,000 per depositor; investment services fall under the Italian investor compensation scheme (Fondo Nazionale di Garanzia); the German private banks’ voluntary deposit protection scheme generally does not extend to foreign EU bank branches. Resolution planning is handled by the Single Resolution Board in coordination with national authorities; in an insolvency or resolution event, claims against the branch are claims against UniCredit S.p.A. Cross‑border payment services follow SEPA standards, and the branch must comply with EU and German AML/KYC requirements. Clients should review current terms, target‑market information and disclosures published by UniCredit S.p.A. and confirm whether services are provided directly by this branch or by UniCredit Bank GmbH.