Standard Chartered Bank AG

Standard Chartered Bank AG is a German stock corporation based in Frankfurt am Main and forms the European Union banking subsidiary of the Standard Chartered group, whose ultimate parent is Standard Chartered PLC. The entity was established to provide continuity of service to clients in the EU under the Single Market framework and is authorised as a credit institution subject to prudential supervision within the Single Supervisory Mechanism, with oversight by the European Central Bank and Germany’s Federal Financial Supervisory Authority (BaFin). The bank focuses on corporate and institutional clients rather than retail customers, offering products such as transaction banking (cash management, trade and supply chain finance), financial markets services (foreign exchange and rates), and corporate and project finance, with distribution across EU/EEA markets via passporting and selected branches. As a German credit institution, it is subject to CRR/CRD capital and liquidity requirements and publishes audited annual financial statements and Pillar 3 disclosures; it also operates under EU conduct, market abuse, and MiFID II/MiFIR rules for relevant activities. Eligible deposits, where applicable, fall under Germany’s statutory deposit guarantee scheme (Entschädigungseinrichtung deutscher Banken) up to the legal limit, subject to exclusions and conditions. The bank does not operate a retail branch network in Germany and is not positioned as a consumer bank offering current accounts, savings products, or mortgages. Day-to-day operations rely on the group’s international network and infrastructure to connect EU clients to trading, financing, and risk management services in Asia, Africa, and the Middle East. Standard Chartered Bank AG participates in euro payment systems for corporate flows and is subject to EU and German data protection laws. Clients and counterparties should consult the latest regulatory disclosures, financial statements, and legal documentation of the entity to understand risk factors, governance, and applicable terms.