Sparkasse Schweinfurt-Haßberge

Sparkasse Schweinfurt-Haßberge is a German public-law savings bank serving the city of Schweinfurt and the Haßberge district in Lower Franconia, Bavaria, formed in 2019 from the merger of Sparkasse Schweinfurt and Sparkasse im Landkreis Haßberge. It operates a regional branch and self-service network and participates in the nationwide Sparkassen ATM alliance, allowing customers to withdraw cash at Sparkasse ATMs across Germany. The bank offers current accounts with tiered models for private and business clients, with account maintenance and transaction fees depending on the tariff and usage, as well as youth and student options. Payment services include girocard (debit), credit cards (Visa/Mastercard) from the Sparkassen-Finanzgruppe, contactless payments, and support for Apple Pay and Google Pay. Online banking is provided via web and the Sparkassen app, with authentication options such as pushTAN and chipTAN; business clients can use interfaces like EBICS and FinTS/HBCI. The product range covers savings and term deposits, consumer loans, mortgages and construction financing (including cooperation with group partners such as LBS), securities custody and brokerage with access to DekaBank funds, and insurance solutions via group providers. For businesses, services include working capital and investment financing, POS acceptance, and access to public development programs (e.g., KfW) arranged through the bank. Standard SEPA transfers, standing orders, and direct debits are supported; SEPA instant transfers may be available depending on account model. Cash services and coin handling are offered at selected locations; safe deposit boxes are available in some branches. Deposits are protected by the institutional protection scheme of the Sparkassen-Finanzgruppe; the institution is supervised by BaFin and the Deutsche Bundesbank. Fees, interest rates, and opening hours are set locally and published in the price list.