Sparkasse Arnstadt-Ilmenau

Sparkasse Arnstadt-Ilmenau is a public-law savings bank with a regional mandate in the Ilm-Kreis area of Thuringia, operating branches and self-service terminals and participating in the nationwide Sparkassen ATM network. Its product set covers retail and business banking, including tiered current accounts with monthly fees, youth and student accounts, the legally mandated basic account, savings and term deposits, overdrafts, consumer loans, mortgage financing, and services for SMEs and public-sector institutions. Card options include the Sparkassen girocard and Mastercard/Visa credit or debit cards with contactless capability; support for mobile wallets such as Apple Pay and Google Pay is available for eligible cards. Digital services include online banking and the Sparkasse mobile app with pushTAN or chipTAN authentication, SEPA credit transfers and direct debits, and, depending on account model, instant payments; advisory is offered in-branch and via remote channels. Investment and pension solutions are provided through the Sparkassen-Finanzgruppe, including DekaBank funds and brokerage access, building society savings via LBS, insurance from group partners, and corporate services such as POS acquiring, leasing, and factoring. The bank is supervised by BaFin and the Deutsche Bundesbank and is a member of the Sparkassen- und Giroverband Hessen-Thüringen. Deposits are covered by the institutional protection scheme of the German Savings Banks Finance Group, which also fulfills the EU deposit guarantee up to 100,000 euros per depositor. Prices and conditions are published in the official price and service list; availability, eligibility, and fees depend on customer profile and local policies.