Societe Generale S.A. Oddział w Polsce

Societe Generale S.A. Oddział w Polsce is the Polish branch of Société Générale S.A., operating in Warsaw and focused on corporate and institutional banking rather than mass‑market retail. The branch provides financing (including corporate, acquisition, project and real estate finance), trade and commodity finance, cash management and payments, as well as foreign exchange, interest rate and structured risk management products delivered through the group’s global markets platform; capital markets and advisory services are typically arranged in coordination with other Société Générale units. Onboarding, documentation and client classification follow EU requirements (including KYC/AML and MiFID II), with services commonly available in Polish and English and delivered via relationship coverage and dedicated electronic channels for payments and reporting. As an EU branch, it operates under the home-country prudential supervision of the French authorities and the European Central Bank, with host-country oversight by the Polish Financial Supervision Authority for local conduct; eligible deposits, if any, fall under the French deposit guarantee scheme, not the Polish Bank Guarantee Fund. The branch has a limited physical footprint and does not run a retail branch network; consumer products such as everyday current accounts, retail deposits or mortgages are not part of its core offering in Poland. Within the wider group, separate Polish entities handle activities such as equipment and vehicle leasing; the group’s former retail affiliate in Poland (Euro Bank S.A.) was sold to Bank Millennium and is no longer part of Société Générale.