Skandinaviska Enskilda Banken AB (publ) Helsingforsfilialen

Skandinaviska Enskilda Banken AB (publ) Helsingforsfilialen is the Finnish branch of the Swedish banking group SEB, operating primarily as a corporate and investment banking hub with services focused on large companies, financial institutions, and select wealth management clients. The branch concentrates on transaction banking, cash management, trade finance, markets and advisory services, and financing solutions that are typically structured and cross‑border in scope; mass‑market retail banking in Finland is not its core offering. Private Banking and asset management are available to eligible high‑net‑worth clients subject to onboarding, suitability, and know‑your‑customer requirements. As an EEA branch, Helsingforsfilialen operates under home‑country supervision by Sweden’s Finansinspektionen, with host‑country oversight by Finland’s Finanssivalvonta for local conduct and certain consumer matters. Deposits, where applicable, are covered by the Swedish deposit guarantee scheme administered by the National Debt Office (Riksgälden) up to the statutory limit in force; investor protection follows Swedish rules, and clients should verify current coverage and exclusions. Services are delivered through relationship teams and SEB’s digital channels, including corporate online platforms supporting SEPA and international payments, liquidity solutions, and reporting tools; service availability, languages, and cut‑off times depend on product and client segment. Pricing is relationship‑based and set by mandate, with typical costs including account, transaction, FX, custody, advisory, and financing margins; detailed fee schedules are provided during onboarding. The branch is registered in Finland’s trade register and follows EU, Swedish, and Finnish regulatory frameworks on capital, conduct, AML/CFT, sanctions, tax reporting (FATCA/CRS), and data protection (GDPR). Credit ratings, capital ratios, and Pillar 3 disclosures are published at the SEB Group level and may change; prospective clients should review the latest public filings, terms and conditions, and complaint procedures before entering into any agreement.