Schrobenhausener Bank eG

Schrobenhausener Bank eG is a regional cooperative bank based in Schrobenhausen, Bavaria, operating within the Volksbanken Raiffeisenbanken financial network. It provides standard retail and small-business banking services including current accounts, savings and term deposits, debit and credit cards, domestic SEPA and international payments, and cash services, with access to the BankCard ServiceNetz of cooperative ATMs. Lending covers overdrafts, consumer loans, residential real estate financing, and corporate and agricultural credit; leasing and factoring as well as specialized real estate financing are typically arranged through cooperative partners within the group. Investment and pension products are offered via the group’s distribution channels, including securities custody and brokerage, investment funds, building society savings contracts, and insurance solutions through cooperative providers. Access is via local branches, online banking, and a mobile app; two-factor authentication and app-based or card-reader TAN procedures are used in line with PSD2, and contactless and selected mobile wallet payments are supported depending on card product. As a registered cooperative (eG), customers can become members by subscribing cooperative shares and may exercise voting rights in the general assembly; any dividend depends on the bank’s results and resolutions. The bank is supervised by BaFin and the Deutsche Bundesbank. Deposits are protected by the BVR Institutssicherung GmbH, which fulfills the statutory deposit guarantee up to 100,000 euros per depositor, and the cooperative sector’s additional voluntary protection scheme applies. Fees and interest conditions follow the published price and service list; availability of products and pricing may vary by customer profile. Complaints can be addressed through internal channels and the cooperative banking ombudsman system.