Raiffeisenbank Wipptal - Stubaital Mitte eGen

Raiffeisenbank Wipptal - Stubaital Mitte eGen is a regional cooperative bank in Tyrol and a member of the Raiffeisen Banking Group Austria, providing retail and corporate banking across the Wipptal and Stubaital area. As a registered cooperative (eGen), it is owned by members under Austrian cooperative law. The bank’s core offering covers current accounts, savings and term deposits, debit and credit cards, consumer and housing loans, mortgages, and services for small and medium-sized enterprises including payment solutions, working-capital financing, and point-of-sale support. Investment and insurance products are distributed via Raiffeisen group companies, with advisory available in branches and remotely. Digital access is delivered through Raiffeisen’s Mein ELBA online and mobile banking, enabling domestic and SEPA payments, card controls, and strong customer authentication; mobile wallet availability depends on card issuer and device. Cash access is supported through the Raiffeisen network and Austria’s Bankomat ATM system. International transfers follow SEPA standards, with additional foreign payment options on request. Deposits are covered up to EUR 100,000 per depositor under the Austrian statutory deposit guarantee (Einlagensicherung AUSTRIA GmbH). Fees, interest, limits, and eligibility vary by product and customer segment, and branch services and opening times differ by location. The institution operates under Austrian banking regulation and supervision by the FMA and the Oesterreichische Nationalbank.