Raiffeisenbank Turnau-St. Lorenzen eGen

Raiffeisenbank Turnau-St. Lorenzen eGen is a regional cooperative bank in Styria, Austria, serving Turnau, Sankt Lorenzen im Mürztal, and nearby communities. As an eGen, it is owned by members and operates within the Raiffeisen Banking Group in Styria, using shared infrastructure while maintaining local decision-making. The bank provides retail and small-business services including current accounts, savings and term deposits, debit cards, domestic and SEPA payments, consumer and housing loans, mortgages, and basic cash services; investment and insurance products are typically offered via group or partner arrangements. Access is through local branches and self-service areas and via online and mobile banking (Mein ELBA/Raiffeisen app) with strong customer authentication under PSD2. Pricing follows published fee schedules, commonly with account packages, card fees, and transaction charges that vary by usage and customer segment. Deposits are protected by the Austrian statutory deposit guarantee scheme up to EUR 100,000 per depositor per bank, as required by law. The institution is subject to Austrian regulation and supervision by the Financial Market Authority and the Oesterreichische Nationalbank. As a small regional provider, on-site product breadth can be limited, and specialized services may be handled through the wider Raiffeisen organization; opening hours, availability of services, and fees can differ by location, so customers need to consult the bank’s current terms and price notices.