Raiffeisenbank Neukirchen an der Vöckla eGen

Raiffeisenbank Neukirchen an der Vöckla eGen is a local cooperative bank based in Neukirchen an der Vöckla (district of Vöcklabruck, Upper Austria) and operates as an independent Raiffeisen institution within the Austrian Raiffeisen sector. It focuses on retail, small business, and agricultural clients, offering current accounts, savings products, term deposits, consumer and housing loans, business and farm financing, and domestic and SEPA payment services, alongside cash services and access to the regional Raiffeisen ATM network. Securities brokerage and investment funds are provided via Raiffeisen group platforms, and insurance products are intermediated through affiliated partners; debit cards are standard with accounts, with optional credit cards available. Online banking is delivered through Mein ELBA and a mobile banking app with strong customer authentication in line with PSD2, supporting account management, transfers, and card controls; branch advice is available by appointment, with opening hours and service details published on the bank’s website. Pricing follows an official tariff (Konditionenblatt), with account packages determining monthly fees, included transactions, and card costs; specific charges depend on product selection and usage. Deposits are protected by the Austrian statutory deposit guarantee (Einlagensicherung Austria) up to EUR 100,000 per person per bank, and the institution is subject to oversight under the Austrian Banking Act by the Financial Market Authority (FMA) and the Oesterreichische Nationalbank. IBANs are Austrian (AT) and SEPA transfers are supported; international payments and securities settlement are handled through Raiffeisen group infrastructure.