Raiffeisenbank Lech am Arlberg eGen

Raiffeisenbank Lech am Arlberg eGen is a local cooperative bank in Lech, Vorarlberg, operating as an independent institution within the Raiffeisen Banking Group and aligned with the state-level Raiffeisen network in Vorarlberg. Its core activities cover retail and small‑business banking, including current and savings accounts, time deposits, SEPA and international payments, debit and credit cards, mortgage and consumer lending, and working‑capital and investment financing for businesses. The bank also distributes investment funds, securities and custody services, and insurance products available through Raiffeisen group companies. Access is provided via a branch presence, ATMs (Bankomat), online banking, and a group mobile app. The institution is supervised by the Austrian Financial Market Authority and the Oesterreichische Nationalbank under the Austrian Banking Act, and eligible deposits are covered by the statutory deposit guarantee scheme up to EUR 100,000 per depositor. Pricing, interest rates, and product features are set locally and can differ from those of other Raiffeisen banks; account packages typically involve monthly fees and separate charges for payments or cards, and lending rates are often variable and benchmark‑linked. The client base is primarily households and enterprises in the Lech am Arlberg tourism region. As a registered cooperative (eGen), governance follows a member‑owner model with shareholdings and voting rights defined by the cooperative’s statutes.